Yield+
YIELD+
Stablecoin + RWA treasury smart aggregation — gives a fund's idle USDC a safe, yielding, redemption-liquid floor. No leverage, no directional positions.
Transparency
Strategy is fully executed by smart contracts; positions and capital flows are entirely readable and independently auditable on-chain.
The F* protocol community has reviewed and confirmed the integrator's transparency claim.
Counterparties are public DeFi protocols (Aave / Pendle / Morpho / Ondo / BlackRock); on-chain balances are independently verifiable.
2026-05-27
Rating
Rating data is being prepared.
Any running on-chain fund has 30–60% of its USDC sitting idle — waiting for the next Allocation Engine rebalance, waiting for a redemption window, or simply as buffer. Yield+'s thesis: that capital shouldn't sleep, but it shouldn't take active directional risk for a few basis points either. Smart aggregation of DeFi lending and RWA treasuries gives idle USDC a safe yielding floor with redemption liquidity intact.
T+0 Floor
INSTANT REDEEMAave V3 / Morpho / sUSDS — exit in minutes anytime. 3.5–4.2% APY; trade ~100bp for liquidity.
T+1 Core
RWA TIERBlackRock BUIDL / Ondo USDY — 4.8–5.3%, close to the short Treasury curve; redemption aligned to T+1.
Tactical
PENDLE PTPendle PT zero-coupon (5.5–7.2%); allocate 5–10% when the yield curve is visibly steep; secondary-market liquidity exists.
| POLICY | FIT | SUGGESTED WEIGHT (BPS) | NOTES |
|---|---|---|---|
| KellyPolicy | ★ Recommended | 3000–6000 | Idle floor for fractional-Kelly funds |
| ThreePoolPolicy | ★ Recommended | 2000–4000 | A-pool interest source · covers fixed dividend |
| Vendor Policy | ○ Mountable | Custom | Suits any conservative strategy philosophy |
Yield+ is a reference Allocation Engine adapter — its counterparty is not a trading system but public DeFi protocols (Aave / Pendle / Morpho / Ondo / BlackRock). reportTotalAssets() is called by a keeper on a schedule to avoid expensive per-call protocol queries.
YieldPlusStrategy.sol is the closest among the 6 to a real implementation — because the counterparties are public DeFi contracts that can be called from the adapter directly. The skeleton holds the interface surface; concrete protocol routing (Aave V3 supply / Pendle market / Ondo subscribe) is extended by integrating funds per their risk preferences.
For funds in setup: use Yield+ as the idle backstop (30–50% weight) and tune T+0 / T+1 ratios to your redemption window. If you run a no-fixed-dividend fund (KellyPolicy type), Yield+ can be your main sleeve. If you run ThreePoolPolicy (fixed dividend), Yield+'s interest directly covers the daily 6%/365 payout.
Backtest
NAV trajectory (1 year)
2025-06-01 → 2026-06-01Drawdown
Simulator
This simulator uses synthetic backtest data and is not investment advice; actual performance may differ materially.
Skeleton contract · undeployed · minimal integration surface for an idle-USDC adapter